Many homeowners assume their insurance coverage will allow them to rebuild if their home is destroyed by a wildfire. Bruce Honeyman, who lost his home in the Fourmile Fire, shares his experience, “Insurance companies choose estimating tools, Xactimate for example, to give the cost of a home.  Our experience with our insurance company and their use of Xactimate was that it came in 50-60% of what the actual cost from our independent contractor was to rebuild the home.”  A survey following the Fourmile Fire found that over 60 percent of people who lost their homes were under-insured by an average amount of over $160,000. Under-insurance is a common problem in wildfire after wildfire across the country. This video contains vital information for homeowners so they can properly insure their home against wildfire.

http://www.youtube.com/user/BoulderCounty#p/c/034D4EED3629C14A/0/MMNtIzlTsbg

Other county wildfire videos can be viewed here:

http://www.youtube.com/user/BoulderCounty#g/c/466B051AC3E3C8BE

For more information on the Community Wildfire Protection Plan, please visit:

http://www.bouldercounty.org/live/environment/land/pages/lucwppmain.aspx

Thank You,
Boulder County Land Use Department